Student Loan Assistance & Discharge Services

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💼 Phoenix Solutions – Student Loan Assistance & Forgiveness Services

Helping You Take Control of Your Student Loans – One Document at a Time

Phoenix Solutions assists individuals across the U.S. with professional document preparation for federal student loan programs. Whether you’re pursuing forgiveness, discharge, or repayment relief, our goal is to help you prepare accurate, complete, and well-organized paperwork that’s ready for submission to the U.S. Department of Education.

For borrowers who are permanently disabled and unable to work.
We assist with preparing the TPD Discharge Application, organizing supporting documentation (SSA, VA, or physician certification), and submitting your packet to the Department of Education’s TPD servicer.

For individuals whose school shut down while they were enrolled or soon after they withdrew.
Phoenix Solutions helps you complete the Closed School Discharge form, collect proof of enrollment, and submit your application to your loan servicer.

If your school misled you about costs, job placement, accreditation, or financial aid, you may qualify for loan forgiveness.
We help you navigate the Borrower Defense online portal, organize your evidence, and prepare your statement for submission.

For borrowers employed full-time by a government agency or qualifying nonprofit organization.
We assist with preparing and organizing your Employment Certification and Forgiveness Application, verifying eligibility, and helping you upload your forms through your MOHELA account.

If your loan payments are unaffordable based on your income, you may qualify for an IDR plan that lowers your monthly payment.
We help you complete the official IDR request form, gather income documentation, and submit it for review.

If you have multiple federal loans, consolidation combines them into a single loan with one payment.
Phoenix Solutions helps you prepare the consolidation form, review your eligible loans, and ensure everything is filed accurately.

When facing financial hardship, unemployment, or medical issues, you may temporarily postpone or reduce your payments.
We assist with preparing deferment or forbearance request forms and ensuring your documentation is complete before submission.

Borrowers on income-driven repayment plans must renew their income information each year.
Phoenix Solutions tracks your renewal dates and assists you in completing your annual recertification forms on time.

If your federal loans are in default, you may qualify for reinstatement under the Department of Education’s “Fresh Start” program.
We assist you in completing and submitting the reinstatement forms and setting up your next repayment option.

For borrowers who need temporary relief from payments or are working to rehabilitate defaulted loans.
We assist with completing, reviewing, and submitting your administrative forbearance or rehabilitation documentation.

If you made payments on a loan that was later discharged or forgiven, you may be eligible for a refund.
We help prepare refund request paperwork and organize proof of payment for submission.

Phoenix Solutions can help you retrieve your complete federal loan history, print official summaries from StudentAid.gov, and organize your documents into a professional binder or digital folder for your records.

A complete representative service for borrowers seeking a Total & Permanent Disability Discharge.
We handle all application forms, supporting evidence, mailing, and correspondence setup through Nelnet, ensuring your packet is professionally organized and ready for review.

A professional package that combines PSLF, Employment Certification, and IDR Plan assistance into one organized submission.
Designed for government and nonprofit employees seeking forgiveness under the Public Service Loan Forgiveness program.

A digital or printed evidence binder that organizes all of your Borrower Defense materials — contracts, marketing materials, communications, and your personal statement — in the order the Department of Education prefers for review.

Phoenix Solutions provides document-preparation support only. You remain in control of your loan accounts and will always sign and submit the final documents yourself or through your designated servicer account. We are happy to guide you through every step of the paperwork process, ensuring your application is accurate, complete, and ready for official review.

Phoenix Solutions provides professional document-preparation assistance only. We are not attorneys, financial advisors, or representatives of the U.S. Department of Education. We do not determine eligibility or guarantee approval of any loan forgiveness, repayment, or discharge applications, including TPD, PSLF, Closed School, or Borrower Defense programs. All final decisions are made by the U.S. Department of Education.